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Commercial Bank of Dubai

Growth Score55DXBi Rank86Heat Score100

Commercial Bank of Dubai PSC

A DFM-listed Dubai bank pursuing digital transformation, including the Middle East's first integration of J.P. Morgan's blockchain-powered Liink network.

Founded 1969Public (DFM-listed)Deira, Dubai, United Arab Emirates, Dubai1000+ employeescbd.ae
Prospect profilebankingblockchain-paymentsDFM-listedcross-border-paymentsUAE-bankdigital-transformation
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Overview

Commercial Bank of Dubai (CBD) is a Dubai Financial Market-listed commercial bank established by Emiri Decree in 1969, headquartered in Deira, Dubai. It offers retail, corporate, Islamic and treasury banking services and reported total assets of AED 160 billion (~US$43.6bn) at year-end 2025. In March 2025 CBD became the first bank in the Middle East to integrate J.P. Morgan's blockchain-powered Kinexys Liink network (via the "Confirm" application) into its corporate banking channels for global beneficiary account validation on cross-border payments.
55

Growth Score

Trending up

100

Heat Score

Trending up

Details

Operating Status
Active
Company Type
Public (DFM-listed)
Headquarters
Deira, Dubai, United Arab Emirates
Founded
1969
Company Size
1000+ employees
Website
cbd.ae

Stock listing

Dubai Financial Market (DFM): CBD

Products & Services

UP by CBD

Mobile banking app for UAE micro and small businesses (account opening, DUL licence integration, instant business credit card, payroll and transfers), launched July 2026

CBD Invest

Digital wealth management / investment platform for retail customers, launched July 2026

CBD Open Finance services

Retail current/savings account data-sharing and payment-initiation services under the UAE Central Bank's AlTareq Open Finance framework, activated January 2026

Aani instant payments integration

Support for the UAE's Aani instant payment platform for CBD customers

Corporate, business, institutional and private banking

Core traditional banking lines alongside digital retail banking

People

Technology

Tech stack

JPMorgan Kinexys Digital Payments (blockchain/DLT network) for interbank cross-border paymentsLean Technologies open finance API infrastructure and Nebras Open Finance operator platform, used for CBD's AlTareq/Open Finance activation

Financials

Dubai Financial Market (DFM): CBD

Stock

Funding rounds

Projects

PartnershipAnnounced

JPMorgan Kinexys (formerly Liink) blockchain payments network expansion

Commercial Bank of Dubai is named as one of eight major MENA banks (six named: Qatar National Bank, Saudi National Bank, First Abu Dhabi Bank, Emirates NBD, Commercial Bank of Dubai, and Bahrain's Bank ABC) adopting JPMorgan's Kinexys Digital Payments (blockchain-based DLT) network for cross-border/interbank payments in the region.

May 1, 2025

PartnershipAnnounced

Extended risk management collaboration with 4most

CBD extended its multi-year (since April 2023) collaboration with UK risk-management consultancy 4most to strengthen the bank's model risk management framework, covering credit risk, market risk, fraud detection, stress-testing and AI model validation.

Aug 6, 2026

Project LaunchCompleted

Open Finance activation under Central Bank of UAE's AlTareq initiative

CBD became the first bank in the UAE to fully activate Open Finance into live operational use under the Central Bank of UAE's AlTareq initiative, working with Pay10, Lean Technologies and Nebras (the UAE's Open Finance infrastructure operator) to let retail CASA customers securely share data and initiate payments with licensed third parties.

Jan 5, 2026

Project LaunchCompleted

Launch of 'UP by CBD' mobile bank for micro and small businesses

CBD launched 'UP by CBD', a mobile banking app for UAE micro and small businesses offering fast digital account opening, Dubai Unified Licence (DUL) integration, instant business credit cards, zero-balance accounts, payroll and transfer tools.

Jul 15, 2026

Project LaunchCompleted

Launch of CBD Invest digital wealth management platform

CBD launched 'CBD Invest', a digital wealth-management platform aimed at democratizing access to investment/financial-planning tools for retail customers, embedding financial planning into everyday banking.

Jul 30, 2026

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